All-in-One EMI Calculator & finance toolkit
24 free calculators for loans, investments, tax and quick maths — EMI, amortisation, prepayment, eligibility, SIP and FD. Works fully offline, no ads, no sign-in.
EMI Calculator
Pick what to solve for, fill the rest. Sliders for quick what-ifs.
Advanced
Amortization Schedule
Uses the loan from the EMI Calculator.
Repayment over time
Balance decay and the yearly principal-interest mix.
Prepayment Analysis
Interest saved and time cut. Uses the loan from EMI Calculator.
Home Loan Eligibility
FOIR-based eligibility with an LTV cross-check.
LTV cross-check
Compare Loans
Up to four scenarios — bank vs bank, or tenure vs tenure.
Flat ⇄ Reducing Rate
Expose the true cost of a "flat rate" quote — the classic DSA reveal. Also computes APR with processing fee.
Balance Transfer
Should the client switch lenders? Net saving after the transfer cost.
SIP Calculator
Future value of a monthly mutual-fund investment.
Step-up SIP
Increase your SIP every year — models a rising income.
Lumpsum Calculator
Growth of a one-time investment.
Goal Planner
How much to invest monthly to reach a target.
SWP Calculator
Systematic withdrawal — how long a corpus lasts.
FD Calculator
Fixed deposit maturity (quarterly compounding).
RD Calculator
Recurring deposit maturity.
PPF Calculator
Public Provident Fund — yearly deposit, compounded annually.
Income Tax
FY 2026-27 (AY 2027-28). Compares old vs new regime and tells you which wins.
Old-regime deductions
HRA Exemption
How much house-rent allowance is tax-free (old regime).
GST Calculator
Add or remove GST, with CGST/SGST split.
Compound Interest
Growth with periodic compounding.
Simple Interest
Flat interest on principal.
Inflation Calculator
What today's money will cost — and be worth — later.
Amount in Words
Indian format — handy for sanction letters and cheques.
Saved Loans
Stored on this device. Tap to reload into the EMI Calculator.